Terms of Service

Welcome to Ktcapital ("we," "our," "us"). These Terms of Service ("Terms") govern your access to and use of our website, accessible via https://ktcapital.us ("Site"), and the services we provide ("Services"). By accessing our Site or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site or Services.

1. Definitions

• "Client" refers to any individual or entity that engages our Services.
• "User" means any individual or entity that uses our Site.
• "Content" includes any data, text, images, or other information appearing on the Site.

2. Acceptance of Terms

By using our Site or Services, you affirm that you are at least 18 years old and capable of forming a binding contract. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of the Site or Services after such changes constitutes your acceptance of the new Terms.

4. Use of the Site and Services

4.1 Eligibility

You must comply with all applicable laws and regulations to use our Site and Services.

4.2 License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site solely for the purpose of learning about and engaging with our Services.

4.3 Restrictions

You agree not to:

• Reverse engineer, decompile, or disassemble the Site.
• Use the Site or Services for any unlawful or unauthorized purpose.
• Interfere with the security or performance of the Site.
• Attempt to gain unauthorized access to the Site or its related systems.

5. Booking and Consultations

5.1 Booking Process

You must provide accurate and complete information when booking consultations or services through our Site. You are responsible for ensuring the accuracy of all information provided.

5.2 Cancellation Policy

If you need to cancel or reschedule a booking, please do so in accordance with our cancellation policy, which will be made available to you at the time of booking. Failure to adhere to our cancellation policy may result in charges.

6. Payment and Fees

Our service fees are as described on our Site or as communicated to you during the booking process. All fees are non-refundable unless otherwise stated in our cancellation policy. You are responsible for any taxes applicable to your use of the Services.

7. Intellectual Property

All intellectual property rights in the Site and Content are owned by us or our licensors. You agree not to reproduce, modify, distribute, or create derivative works from our intellectual property without our prior written consent.

8. Limitation of Liability

The Site and Services are provided "as is" and "as available" without warranties of any kind. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or Services.

9. Contact Us

If you have any questions about these Terms, please contact us at: